In these Terms and Conditions “we, our, us, Lloyds Business Communications” refers to “Lloyds Business Communications”.

ACCEPTANCE OF TERMS

By accessing the content of www.lloyds-ip.co.uk
(“the Website”) you agree to be bound by the terms and conditions set
out herein and you accept our privacy policy available here. If you object to any of the
terms and conditions set out in this agreement you should not use any
of the products or services on the Website and leave immediately.

You agree that you shall not use the Website for illegal purposes,
and will respect all applicable laws and regulations. You agree not to
use the website in a way that may impair the performance, corrupt the
content or otherwise reduce the overall functionality of the Website.
You also agree not to compromise the security of the Website or attempt
to gain access to secured areas or sensitive information.

You agree to be fully responsible for any claim, expense,
liability, losses, costs including legal fees incurred by us arising
from any infringement of the terms and conditions set out in this
agreement.

MODIFICATION

Lloyds Business Communications reserve the right to change any part of this
agreement without notice and your use of the Website will be deemed as
acceptance of this agreement. We advise users to regularly check the
Terms and Conditions of this agreement.

Lloyds Business Communications have complete discretion to modify or remove any part of
this site without warning or liability arising from such action.

LIMITATION OF LIABILITY

Lloyds Business Communications will under no circumstance be liable for indirect,
special, or consequential damages including any loss of business,
revenue, profits, or data in relation to your use of the Website.

Nothing within this Agreement will operate to exclude any liability
for death or personal injury arising as result of the negligence of Lloyds Business Communications, its employees or agents.

COPYRIGHT

All intellectual property of Lloyds Business Communications such as trademarks,
trade names, patents, registered designs and any other automatic
intellectual property rights derived from the aesthetics or
functionality of the Website remain the property of Lloyds Business Communications.

By using the Website you agree to respect the intellectual property
rights of Lloyds Business Communications and will refrain from copying, downloading,
transmitting, reproducing, printing, or exploiting for commercial
purpose any material contained within the Website.

DISCLAIMERS

The information is provided on the understanding that the
website is not engaged in rendering advice and should not be wholly
relied upon when making any related decision.

The information contained with the Website is provided on an “as
is” basis with no warranties expressed or otherwise implied relating to
the accuracy, fitness for purpose, compatibility or security of any
components of the Website.

We do not guarantee uninterrupted availability of the www.lloyds-ip.co.uk Website and cannot provide any representation that using the Website will be error free.

THIRD PARTIES

The Website may contain hyperlinks to websites operated by
other parties. We do not control such websites and we take no
responsibility for, and will not incur any liability in respect of,
their content. Our inclusion of hyperlinks to such websites does not
imply any endorsement of views, statements or information contained in
such websites.

SEVERANCE

If any provision of this Agreement is held to be invalid or
unenforceable, such provision shall be struck out and the remaining
provisions shall remain in force.

GOVERNING LAW AND JURISDICTION

This Agreement will be governed by the laws of England and any
user of the Website hereby agrees to be bound exclusively by the
jurisdiction of English courts without reference to rules governing
choice of laws.